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		        Brochure (328 KB)
   
			     
 
 
   
 
 
   
 
 
   
 
 
   
 
 
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					Real Investment Software
					
					Welcome to DBCOM home of Real Investment Software .
					
					 Software for true finance, investment analysis and every day calculations. RICalc the software for Finance,
						Discounted Cash Flow analysis, Inflation, Scientific, Statistics and Graphic analysis. Commercial and professional software for finance, home finance, maths and general calculus.   
						
						
						
							True interest rate cost on borrowing and savings.
 Return on Investment Discounted Cash Flow analysis.
 
 Cash Investment and retirement estimates.
 
 Historical CPI and forecast inflation.
 
 Equation calculus and graphing analysis.
 
 
 
 
 
					   
						  | For Home 
 | For Business 
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						  | Are you applying for a mortgage, a personal loan or a new lease? Use a true rate Financial calculator to compare loans and leases and save money.
							Take control of finances and make informed decisions based on facts.
 
 
 | Professional Finance software, Discounted Cash Flow and Inflation analysis Loans, Leases, Mortgages, Savings, Fund  & Retirement projections, 
							historical CPI inflation and ROI analysis.
 Line of Credit, Equity All-in-One, Offset and Reverse mortgages
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						  | Are you paying off your mortgage? Reduce debt with scenario comparison, extra payments, withdraws, compare
							re-finance, all-in-one & offset accounts.
 Check your bank statement accuracy for errors and bank overcharges.
 
 
 |  Proper Debit & Credit statements Amortisation / Capitalisation schedule
 Amortisation by tax fiscal year
 Regular or irregular transactions
 Exact date or period calculations
 Export data and formulae
 Graph comparison and trace values.
 
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						  | Do you have a Savings or Investment Fund? Invest wiser with after tax and after inflation true yields.
 
 
 |  True rates, Comparison rate and Maximum Interest rate cap AUS CR Comparison Rate, USA APR Annual Percentage Rate
 APY, AAPR, AAPY Average Annual Percentage Rate / Yield
 Single or in Streams, Net or Real
 Several types of Interest calculations.
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						  | Do you have a retirement plan? Compare funds and annuities and plan for the future with
							superannuation retirement wizard.
 
 
 |  Manual transaction building Payment skip, dishonored and installment adjustment
 Flexible allocation of costs & fees
 Smooth installments.
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						  | Interest in mathematics? Check out the Expression Evaluator, algebraic equations,
							derivatives, integrals plus Graphing calculator.
							Hundreds of functions from Trigonometry, Geometry, Statistics, Financial and
							multi-precision to millions of digits.
 
 
 |  Discounted Cash Flow Analysis Net Present Value, Future Value
 ROI - IRR, XIRR, MIRR, XMIRR
 Payback & Equivalent Net Worth
 Present Worth Cost & Revenue
 CAPM - Capital Asset Price Model
 Approve or reject recommendation.
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						  | Not familiar with Business & Finance terminology and maths? Learn with RICalc tutorials.
 |  Interest Rate conversion Equivalent rate, Nominal, Effective
 After tax & after Inflation.
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 Product Comparison
 
 All-in-one true calculator.
 
					
					
						Who is RICalc for?
					  
					 
						How can RICalc help?
					   
					   
						
							  All calculators in one
 Foreign Exchange indicative price
   
						
							| New	RICalc 1.4.4 Standard January 2018 improved release.
 
 
 New	RICalc 1.4.4 Home
 January 2018 improved release.
 
 
 See 
									version history
 
 See Product overview
 Compare Standard v Home edition.
 
 
 
 
 
								   
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											All calculatorsin one
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											Financial
												
											
												Mortgage Loans, Leases, Savings & Retirement
											
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											Graphing
											
											
												Solve equations, Integrals, Derivatives & Graph Plot
											
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