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RICalc software for true finance RICalc software for Discounted Cash Flow RICalc software for Graphing and Maths
Powerful Financial calculator Financial
Advanced Discount Cash Flow calculator Investment
Real and Forecast Inflation calculator Inflation
Unique Maths Graphic Solver calculator Graphing
Handy Descriptive Statistics calculator Statistics
Expression, Scientific, Standard, Tape, Date calculators Scientific / Other
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RICalc software saves you money and time

Why a Financial calculator so different?

Simple to use

Start with a simple case and built it with advanced features if you need to.


View, print or email schedules or statements with Debits & Credits by tax fiscal year.
Define actual costs & fees & taxes at start, ongoing or at the end of the term, attributed to Lender cost or Government.


Calculate in periods such as days, weeks, fortnights, months, ... or
Calculate in exact actual date calendar days.


True rates automatically calculated on all cases, for borrowing or for savings.
Comparison Rate, Annual Cost Rate, APR, AAPR, APY, AAPY True Rate.


Calculate from different perspectives.
When you don't have all the values, RICalc will find the others.
On the spot calculations, just type your formula and press Enter key for the answer.
Scenario comparisons, current repayment versus lower interest rate, mortgage re-finance ...


Simulate All-in-One Mortgage equity loan, Mortgage Offset and Line of Credit loans with flexible re-occurring transactions. Calculate Reverse Mortgages ...


Several ways to calculate Interest.
Simple interest, Flat / Add-on interest, Compound interest, Constant Amortisation, Bank Discount, US Rule method & Actuarial, Principal and Interest, Canadian mortgage, leases with money or lease factors ...


View statement formulae and inspect how interest is calculated per transaction.


Compare scenarios. Graph compare & trace values on Mortgages, Loans, Leases, Term Deposits, Funds, Perpetuities and Retirement Funds.


Learn and revise your knowledge of Business & Finance maths with tutorials.


RICalc not just software, also an educational investment tool.


Financial calculator
Financial calculator

All-in-one true calculator, not several, just one.

Borrowing Savings

Mortgage offset
Personal Loans
Commercial Leases
Commercial Hire purchases
AU Comparison rate

Term Deposits
Retirement estimates


RICalc software for Finance, Discounted Cash Flow, Inflation, Graphing and Maths
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