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Why a Financial calculator so different?
Simple to use |
Start with a simple case and built it with advanced features if you need to. |
Real |
View, print or email schedules or statements with Debits & Credits by tax fiscal year.
Define actual costs & fees & taxes at start, ongoing or at the end of the
term, attributed to Lender cost or Government.
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Flexible |
Calculate in periods such as days, weeks, fortnights, months, ... or
Calculate in exact actual date calendar days.
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Accurate |
True rates automatically calculated on all cases, for borrowing or for savings.
Comparison Rate, Annual Cost Rate, APR, AAPR, APY, AAPY
True Rate.
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Powerful |
Calculate from different perspectives.
When you don't have all the values, RICalc will find the others.
On the spot calculations, just type your formula and press Enter key for the answer.
Scenario comparisons, current repayment versus lower interest rate, mortgage re-finance ...
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Advanced |
Simulate All-in-One Mortgage equity loan, Mortgage Offset and Line of Credit loans with flexible
re-occurring transactions. Calculate Reverse Mortgages ...
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Extensive |
Several ways to calculate Interest.
Simple interest, Flat / Add-on interest, Compound interest, Constant Amortisation,
Bank Discount, US Rule method & Actuarial, Principal and Interest,
Canadian mortgage, leases with money or lease factors ...
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Informative |
View statement formulae and inspect how interest is calculated per transaction. |
Visual |
Compare scenarios. Graph compare & trace values on Mortgages, Loans, Leases,
Term Deposits, Funds, Perpetuities and Retirement Funds.
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Educational |
Learn and revise your knowledge of Business & Finance maths with tutorials. |
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RICalc not just software, also an educational investment tool.
Financial calculator
All-in-one true calculator, not several, just one.
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| Borrowing |
Savings |
Mortgages
Mortgage offset
Personal Loans
Commercial Leases
Commercial Hire purchases
AU Comparison rate
US APR
AAPR
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Savings
Term Deposits
Annuities
Funds
Retirement estimates
Perpetuities
AAPY
APY
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