RICalc
	Financial
		Features
	Investment
		Features
	Inflation
	Graphing
	Statistics
	Scientific / Other
Downloads
	Free demo
Online shop
	Buy online
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Real Investment Calculator

	All-in-One software calculator Product comparison
	Home Edition   vs   Standard Professional Edition	Product overview
RICalc		Product Comparison
Calculators	Computation and Features	Home	Std
Version history	Software updates and support	1 year	2 years
Financial	Calculate Mortgages, Loans, Leases
	Calculate Savings, Funds, Perpetuities
Tech. Features	Optional Balloon / Residual
	Optional deferred Payments and deferred Interest
	Unlimited multiple streams
	Interest types: (10 choices)
	Simple Interest -  Interest Only, Flat / Add-on interest
	Fixed Principal, Bank Discount
	Rule of 78
	Compound Interest -  Interest Only, Principal & Interest
	Fixed Principal, Bank Discount
	US Rule method
	Manual / Irregular -  transactions building
	Deposits / Withdraws / Fees / Taxes
	Mortgage Equity / All-in-One loans
	Line of Credit
	Mortgage interest Offset from savings account
	Canadian Mortgage
	Pin rounding to choice of decimals
	Round standard
	Round Up or Down
	Term duration in:
	Periods from days to years (11 choices)
	Periods date
	Calendar dates (exact days)
	Bank statement comparison checking & verification
	Account details data and comparison centre
	Instalments:
	Auto or Fixed amount
	Adjustment / Smooth last transaction
	Gradient amount by value or by %
	Amount by your own formula
	True rates:
	AUS Comparison Rate - CR AUS Annual Cost Rate USA APR Annual Percentage Rate APY Annual Percentage Yield
	Multiple streams rate split
	AAPR Average Annual Percentage Rate, AAPR Net AAPY Average Annual Percentage Yield, AAPY Net, AAPY Real
	Costs & Fees:
	Initial, Ongoing, Exit
	Formula values, Prior Start
	Custom descriptions and templates
	Taxes on Deposits, Withdraws and Earnings
	Amortization Schedule:
	Chart and Report
	Cumulative amounts, Annual totals only
	Export to Excel / Other
	Statement:
	Chart and Report
	Annual totals only
	Export to Excel / Other
	Transaction formula
	Account Account Administration + Notes + Comparison centre ... Maximum interest rate cap Auto max interest rate to cap Account templates Account financial calculator custom locks Medium Amount Credit Contract - MACC loans (Aus) Small Amount Credit Contract - SACC loans (Aus)
	Account profile Contract account details Borrowers, Guarantors, Properties, Other entities ... Financials, DSR, NSR, LVR assessment panel Your own custom fields
	Reports Summary, Costs, Periods, Others ...
	Custom logo and footer
	Graphs Comparison
	Save custom format, title, series
	Retirement wizard
Investment	Discounted Cash Flow Analysis
Inflation	Historical CPI data Consumer Price Indexes - AUS, USA
	Consumer Price Indexes - add series
	Forecast Projection and Discounting
Rate Convert	Interest conversion to equivalent rate after tax & Inflation
Graphing	Maths equation Solver, Derivatives, Integrals and graph plotting
Statistics	Descriptive statistics
Scientific	Scientific calculator with Tape
Expression Evaluator	Algebraic expression solver
Date calc	Date calculator for calendar, business and commercial days
Functions	400+ calculators for:
	Maths , Trigonometry, Statistics , Geometry
	Financial, Discount Cash Flow Analysis
	Date, Text, Logical, Conversions
	Define your own functions
Multi-precision	Arbitrary precision to millions of digits of accuracy
General	Built-in Notepad, Calendar & holidays
	Essentials Tour, Tutorials and Manual
	Database storage
	Database multi-user shared
	Database backup management

 

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